100%
of applications checked in real time, up from about 10% under manual QA.
AI-driven compliance checks
Non-bank lending
Read how the checks workSenior technologists for New Zealand banks, lenders, insurers and payment providers.
Built for a nationwide non-bank lender. Now the pattern we bring to every engagement.
Payslips, bank statements, IDs and uploads, interpreted as they arrive.
Lending policy, credit rules and QA checklists on every application.
Clean cases flow straight through. Exceptions go to the right person.
Every check logged with its reasons, so each decision is audit-ready.
100%
of applications checked in real time, up from about 10% under manual QA.
Non-bank lending
Read how the checks work70%+
faster end-to-end payment processing, with suppliers paid up to 55 days sooner.
Payments platform
<12 mo
to deploy a new cloud-native core banking platform.
Banking
18 mo
from a 30-year-old legacy stack to an AI-enabled digital lending business.
Digital lending
Four steps, each one the ground the next is built on.
You can’t transform what you don’t understand. We start with data and dialogue.
Find where the value is, and avoid solving the wrong problem.
Co-design AI-assisted workflows that fit your people, process and platforms.
Rapid sprints, then measure what gets adopted, not just shipped.
120+ yrs of collective delivery experience.

Utsav Sharma
Founder and CEO

Nigel Pollock, CMInstD
Chief Commercial Officer

Lewis Kwong
Engineering Team Lead, NZ

Lishu Gupta
Engineering Team Lead, India





